AFS
Financial Services
​
Services
Personal Loans
​
We offer loans for personal expenses like vacation, auto repairs, and just about any other spending necessity. When you need cash to take care of a personal obligation, and you need it now, AFS Financial can lend a helping hand.
​
Something came up unexpected???
We are your solution for the unexpected.
​
For life’s ups and downs, we’re here to arm you with options. We’ve been providing low interest loans to our customers, even to those with less than perfect credit.
We’ll walk you through the steps – from the application process to setting up flexible payment plans.
And you’ll be on your way quickly and easily. So whether you have a happy event or an unexpected surprise, we have options that can help.
Now let’s talk numbers.
​
Two numbers that matter.
The principal loan amount: This is the amount of money we lend to you. We provide loans up to $5,000 based on credit history and for big ticket items, we can provide loans up to $25,000.
​
The interest rate: A percentage of your principal you’re required to pay on the loan. This varies based on credit, but we’ll never exceed 41.99% for our loans greater than $3,000. Ever.
Installment Loans
​
Fixed rates. Fixed terms. Us. Things you can just depend on.
​
​
When it comes to loans, we take out the worry whenever we can. That’s especially true for installment loans. With a fixed rate, you’ll never worry about your interest going up. It’s the best option for you if you’re purchasing a big-ticket item like a car or home and plan to make monthly payments to pay it off. We allow for flexible payment options by extending terms up to 48 months in amounts up to $25,000 and we’ll help you decide what would work best for you.
​
What it’s all about.
Installment loans are characterized by:
​
A fixed loan term: The length of your loan in months. The longer the loan, the smaller the payments. You can use this to build your credit.
​
A fixed payment: The amount you pay each month. In a long-term loan, this goes toward paying down your interest first, then toward your principal.
​
​
Consolidation Loans
Consolidation Loans with Low, Fixed Interest Rates
You don't see a way out. We see a clear path.
​
We’re dedicated loan experts with the passion to help people into financial freedom. And we’ve been at this a long, long time so you’re not going to bring us a problem we can’t handle.
What you have is a bunch of loans with varying interest rates, payment plans and billing cycles. So we’ll tackle it all and offer you a consolidated loan at a low, fixed interest rate. We’ve been able to reduce debt as much as 50%.
How? Well it all starts with competitive loan prices.
​
Adding it all up.
We’ve done the math on some of our competitors. With their loan rates, you could be paying as much as $36,000 interest on a $5,000 loan. That’s just not the business we’re in. While rates depend on credit, we’ll never exceed 41.99% on our loans that are greater than $3,000. We’re up front and honest from start to finish.
​
​
Retail Sales Finance
​
We’re in the business of helping yours grow.
​
​
​
​
​
​
We can help keep your business on track. With our retail sales financing services, we provide loans to your customers for big-ticket purchases.
If a customer doesn’t have the means to pay for an item, they can apply for a loan from us, right there on the spot. And we’ll take it from there, so you don’t have to worry about collecting payments or risk not being paid back. We’ve proudly provided our finance services to businesses like yours for years. It’s a winning partnership we truly believe in.
​
Simply simple.
The process is easier than ever. It’s just an easy, one page application form. Fax it to us and after a quick approval and you’ll get paid up front. We’ll collect their payments afterward and there’s no fee to you. It’s what good business is all about.
​
​
If you’re looking to sell any receivable that has a retail installment sales contract please contact us. AFS Financial purchases anything attached to a retail installment sales contract such as auto, furniture, or vinyl siding receivables.
